Common ITR Filing Mistakes to Avoid in AY 2025–26

Key Highlights

• Understand common income tax filing mistakes for AY 2025–26
• Learn how to file ITR correctly, even during postings or limited access
• Avoid TDS mismatch, deduction errors and wrong bank details
• Compare revised vs original return options
• Book your ITR filing slot with udChalo for just Rs. 99

Filing your Income Tax Return (ITR) for Assessment Year (AY) 2025–26? If you are a defence personnel or a family member handling taxes, you’ll want to avoid the usual mistakes that can lead to delays, penalties or even an income tax notice.

With simple planning and the right help, you can file your ITR accurately and stress-free. This guide covers the top ITR filing mistakes and how to avoid them, especially designed for the armed forces community.

Why Is Accurate ITR Filing Important?

Maintaining financial discipline is essential for soldiers, airmen, naval officers, and their families. Errors in ITR filing can cause:

• Rejections or delays in refunds
• Unwanted tax notices
• Penalties for incorrect claims or late submissions
• Missed financial benefits

Avoiding these issues means peace of mind and better planning.

Most Common ITR Filing Mistakes in AY 2025–26

1. Choosing the Wrong ITR Form

There are multiple ITR forms. Selecting the wrong one may lead to rejection. For instance, ITR-1 is meant for salaried individuals with income up to Rs. 50 lakh, but not if you have capital gains.

Tip: Use government and expert tools to check which ITR form applies to you. If unsure, get help from udChalo Finserv.

2. Mismatch in Income Details

The return may be flagged if the income declared doesn’t match your Form 26AS or AIS (Annual Information Statement).

Solution: Cross-verify with both forms before submission.

3. TDS Mismatch and Incorrect Bank Details

These two minor errors often lead to refund delays:

• Your TDS details must match the system
• Bank account details must be accurate for refunds

Tip: Check IFSC codes, account numbers, and ensure your PAN is linked to the correct bank.

4. Wrong or Excess Deduction Claims

Deductions under Section 80C, 80D and others are often misunderstood. Claiming deductions without proof can cause issues.

Avoid:

• Claiming unverified LIC or PPF amounts
• Declaring tuition fees for non-dependent children

Pro Tip: Only include deductions backed by valid documents.

5. Missing or Delayed Filing

Many taxpayers miss the deadline or file incomplete forms.

Reminder: Filing your return before the deadline gives you time to revise, if needed.

AY 2025–26 ITR Tips for Defence Personnel

1. File early to get more time for corrections
2. Maintain digital copies of Form 16, 26AS and AIS
3. Use secure networks for filing from remote locations
4. Keep a checklist of all deductions and incomes
5. Seek help if unsure—better safe than sorry

What Happens If You File the Wrong ITR?

You can revise your return if:

• You made a mistake in form selection
• Missed declaring income
• Entered the wrong bank or PAN details

But you can revise only before the end of the assessment year. Repeated errors may lead to scrutiny.

Need Help? udChalo offers expert-assisted ITR filing. For just Rs. 99, you can block your tax filing slot today and file later at your convenience.

Revised Return vs Original Return: What’s the Difference?

How Can udChalo Finserv Help?

udChalo understands the unique challenges faced by soldiers and their families. With frequent postings, limited access, and time constraints, tax filing can be stressful.

What udChalo Offers:

• Book your tax filing slot early for Rs. 99
• Get expert support in selecting the right ITR form
• Assistance with AIS and 26AS reconciliation
• Secure and convenient e-verification
• Easy help from anywhere in India

Stay Informed, File Smart

Filing your ITR right the first time saves time, stress, and money. Avoid these common ITR filing mistakes for AY 2025–26 and use reliable help when needed.

For our soldiers and their families, udChalo Finserv offers trusted tax filing services designed to make life simpler. Book your slot now at just Rs. 99 and file your return the smart way.

Plan ahead. File correctly. Stay compliant.

FAQs

1. What are the most common ITR filing mistakes in 2025?
Mistakes include wrong ITR form, incorrect bank details, unmatched TDS, and wrong deductions.

2. Can I revise my ITR if I’ve made a mistake?
Yes. You can revise your return before 31 December 2025.

3. What happens if I miss the ITR filing deadline?
A late filing fee up to Rs. 5,000 may be charged. Refunds may also get delayed.

4. Which ITR form should defence personnel use?
Usually ITR-1 for salaried personnel. However, it depends on your income type.

5. Can I file ITR from a remote area or posting?
Yes. Use online portals. udChalo Finserv also helps with remote filing support.

6. What if I forget to report income from interest or other sources?
This is considered a mismatch. It may lead to scrutiny or notices.

7. Is booking a filing slot with udChalo necessary?
It’s not mandatory, but the Rs. 99 price lock helps you secure expert help in advance.

8. How do I check if my bank account is correct for refund?
Log into the Income Tax Portal and check your bank validation status.

9. What documents do I need to file my ITR?
You need Form 16, Form 26AS, AIS, PAN, Aadhaar, and bank details.

10. How does udChalo Finserv ensure my data is safe?
All data is encrypted, and processes are designed for security, especially for defence personnel.